The team at InvestRx is committed to guiding you along your financial journey. We help busy medical professionals — like you — plan, save and invest.
Disability insurance is a lesser known, but equally important, form of insurance that protects you and your loved ones in the event that something happens to you that prevents you from working.
As the ER docs among us can confirm, “freak” accidents happen more likely than we’d like to think.
Whether it’s sickness, or an unfortunate accident, we can find ourselves “disabled” and unable to work in the blink of an eye.
Insurance. We all need it, but nobody likes to think about it.
The world of insurance can be an overwhelming place for many. There are hundreds of varieties, all at different price points, with their own highly funded marketing team telling you why you need them.
In this post, we dive in to the do’s and don’ts of Life Insurance
InvestRx is a division of Capital Consulting & Asset Management. Investment management and advisory services are provided by Capital Consulting & Asset Management, Inc. (“CCAM”) a registered investment advisor with the Securities Exchange Commission (“SEC”). SEC Registration does not imply a certain level of skill or training nor does it imply endorsement by the SEC. For additional information on CCAM, please see our Disclosure Document (ADV Part 2).
All types of investing and investment strategies involve risk including the potential loss of principal. Equity investments are subject to market fluctuations. International and emerging markets may be more volatile and involve additional expenses and special risks. Small-company stocks as compared to large-company stocks entail additional risks, and may have greater price fluctuations. Bonds are exposed to credit and interest rate risk (when rates rise, bond fund prices generally fall).
Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. An Index is a portfolio of specific securities (common examples are the S&P, DJIA, NASDAQ), the performance of which is often used as a benchmark in judging the relative performance of certain asset classes. Indexes are unmanaged portfolios and investors cannot invest directly in an index.
Insurance product guarantees are based on the financial strength and claims paying ability of the issuing insurance company.
Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. There is no assurance that a diversified portfolio will perform better than a non-diversified portfolio. Past performance is not a guarantee of future results.